A mentor once told me that clients will tell you what they want — you just have to listen. So, we do.
When helping you plan for your financial future, we follow a simple 5-point process created to ensure each individual clients’ goals are met in the most effective way possible.
The first step in our client-advisor relationship involves getting to know you and your goals. Before moving forward, our team will address your concerns, answer questions, and identify your future financial objectives.
We believe that if a plan is not properly organized, its chances of success are diminished. For this reason, the next stage of our process is to ensure all of your accounts, documents, and flows of money are coordinated through the use of our wealth portal.
In order to understand where you are going, we need to understand where you currently are. To do so, our advisors look at the material reported in monthly or quarterly statements and in semi-annual or annual reviews and also consider your investment allocations and retirement income projections. This exploration stage helps us better understand your current finances so we can create a plan that best meets your needs.
At this point in the process, we are ready to take action and get things done, whatever they may be. Whether it is meeting with an attorney, talking to accountants, discussing life insurance, or anything else, our team works with you to take the next steps.
Working with us means implementation of a plan is not the end. To continue moving you toward your financial goals, we monitor your accounts, make necessary changes to your plan, expand policies, and more, to ensure you are constantly adapting to changing circumstances and optimizing your financial standing.
We provide individuals and families access to innovative, cutting-edge products and services to help them successfully grow, protect, and conserve their wealth through all stages of life. Taking into account your needs, goals, and risk tolerance, we work with you to bring clarity in how to get where you want to go. Some of our key services are detailed below.
A comprehensive financial analysis of assets, liabilities, cash flow, and investments helps us identify a clear path to our clients’ prosperous futures. We craft a detailed financial plan using tailored wealth accumulation and preservation strategies to achieve your long-term investment objectives. More importantly, we continuously monitor and adjust your financial plans to ensure you remain aligned with your stated objectives.
Wealth Management & Retirement Planning
We work with our clients to design and implement a variety of accumulation and retirement income plans, offering insurance products, investment programs (ranging from separately managed portfolios of stocks and bonds to mutual funds), and access to third-party wealth management programs. We provide a consistent process to help ensure management of investment assets according to your goals, risk tolerances, and time horizon. We then monitor your plan on a continual basis, adjusting and evolving your plan as your needs change.
Your portfolio is like a kite, it moves up and down with the wind. Just know that as along as we tie this string to your goals, it will all be okay.
We offer access to a wide array of services to help business owners address their financial needs at every stage of the business life cycle. Taking into account their personal values and financial goals, we create and execute customized plans to help entrepreneurs meet their objectives. Some of our key services are detailed below.
Step one with our 5 Point plan is to understand the client’s goals. The tools available will help initiate the conversation around business exit and succession planning as well as begin the information gathering process.
The Needs Analysis step in the process focuses on aligning the client’s retirement, business, and life goals. The tools in this step are calculators that will help determine and solve issues around retirement and business planning.
Value Your Business
The Value Your Business step in our 5 Point Plan consists of a three-level strategy that incorporates different levels of analysis. A valuation is critical to properly prepare for the business exit or succession process.
The Design Optimal Solutions step provides concept pieces on different business exit options to help clients decide what is best for their unique situation.
The Implement and Monitor Plan step provides a tool that can be used to review and track the progress of a business plan. This tool will help everyone remain on track and working towards a common goal.
It takes a certain degree of discipline, proactive planning, prioritizing, and investing to become a true millionaire.